Applying for a mortgage can feel overwhelming, but we're here to make it easier. We've put together a helpful checklist of documents and steps to guide you through the process with confidence. Click "Learn More" to view the full list.
Your credit history is a record of your past and current credit activity, used to determine your credit score. Click "Learn More" to understand how credit works, how your score is calculated, and tips for improving it.
Closing costs are fees paid at the final stage of securing a home loan and are separate from your down payment. Click "Learn More" to understand what closing costs cover, how they're paid, and what to expect.
An appraisal is an evaluation of a property's fair market value, required by lenders to ensure the loan amount aligns with the property's worth. Click "Learn More" to find out how appraisals work, why they matter, and what they mean for ownership.
Private Mortgage Insurance (PMI) protects lenders when borrowers put down less than 20% on a home. Click "Learn More" to explore how PMI works, what it costs, and when it can be removed.
Refinancing your mortgage is a popular way to reduce monthly payments, lower interest rates, decrease your debt-to-income (DTI) ratio, and more.
Click "Learn More" below to see a complete list of mortgage terms.
Foreclosure is when a lender takes control of a property because the mortgage terms haven’t been followed. To learn more about foreclosure and how to prevent it, click "Learn More" below.
